I know it’s now March which is nowhere near the start of the
year and I wasn’t actually going to write this article since the network
recruitment performance figures for the 4th quarter of 2018 are
already out there, however after a couple of requests from networks and several
more from clients I have now done a 180 degree about turn that the... Read More
So that’s 2018 over now and what an interesting but scary year it was! My next article will cover the network recruitment results for the whole year, but first we have recruitment performance for the last quarter of the year, a period which included one of the most lacklustre budgets since………….Well, since the last budget. It appears that the... Read More
So here we are again looking at the recruitment efforts of our basket of mortgage networks, this time for the third quarter of 2018.
As always, these figures, taken from the FCA register were correct on the day, however retrospective changes within the register can sometimes occur due to administrative errors and other issues. Again, as always selection of a... Read More
Hardly surprising when you consider the property boom years between 1983 and 2007 which has left a lot of retired and about to retire individuals with a large chunk of equity in their property. Until the chancellor announced the bizarre changes to tax relief for landlords in 2015, the most common way to utilise this was to use a... Read More
So we.re into the second quarter of 2018 now with the country in deep trouble from Brexit if you listen to some commentators or just on the verge of a glorious breakthrough if you listen to others.
Two things that are for sure, we do live in interesting times and the mortgage market is up and down with the turbulence... Read More
The following article and associated table by Which Network is based on the FCA register for the first quarter of 2018. Although deadly accurate at the time of writing, it is written with the usual caveat that there may be slight subsequent irregularities caused through retrospective changes and additions to the register. The table should of course never be... Read More
Although about 80% of mortgage brokers who talk to us now charge a fee, there still seems to be some debate on the best way to pass this information on to a client. Whether or not to charge fees at all is still a very personal matter with some advisers fiercely opposed to it, whether on moral grounds “We... Read More
You might think some of these points are so obvious that they don’t need making but if 20 years experience in financial services has taught me anything it’s that nobody remembers everything, all of the time so even if you’re a genius, it’s worth spending 10 minutes looking through the list to see what it is you’ve let slip... Read More
I see the Local Government Association (LGA) have proposed that Rogue Landlords be fined a minimum of £30,000 for renting sub-standard homes. Now I’ve read the statistics and also seen harrowing cases which would on an individual basis easily justify this policy. However, if you drill down to the small print what they are actually asking for according to... Read More