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Can I Become An Independent Mortgage Broker?

April 15, 2021 | Uncategorized, Which Network

This article is aimed at individuals not currently working as an independent adviser, considering becoming a mortgage broker and wondering if it would be right for them. As well as advisers currently trading as registered individuals, working for an established mortgage broker and considering how easy or difficult it would be for them to start trading independently. Firstly I would... Read More

What Mortgage Networks Look For in an Appointed Representative

What Are Mortgage Networks Looking For in an Appointed Representative?

February 22, 2021 | Financial News, Uncategorized, Which Network

Recently I’ve had a number of conversations with brokers who were wondering if they would be accepted by a network, so I thought it might be worth a few words to explain what we at Which Network think most networks are looking for in an AR, what constitutes an almost certain No and what the alternatives are if you... Read More

How Can Mortgage Brokers Benefit From a Slow Economy?

February 1, 2021 | Financial News, Uncategorized, Which Network

Many financial pundits are now not expecting the UK economy to turn around until late 2022 and even though many mortgage brokers are still working flat out at the minute, this won’t last forever.  Hardly a surprise given the ever-present Covid problem with long-Covid increasingly looking like an economic as well as a physiological condition.  In fact, I would... Read More

Should The FCA Regulate Networks

Should the FCA do more to Regulate Mortgage Networks?

January 18, 2021 | Financial News, Uncategorized, Which Network

A very good question and certainly not an easy one to answer.  The collapse of a network can and often does have catastrophic consequences.  One of the first indications of a problem is usually late payments on proc fees or more likely commission payments from insurers.   Historically, networks suffering financial hardships have invariably come forward with a string of... Read More

Intermediaries Relationship With Lenders

January 16, 2020 | Financial News, Mortgage Business, Uncategorized, Which Network

Hands up everyone who thinks that all banks and building societies have wrongly been portrayed in the popular media, are actually just massively misunderstood and are really not for profit institutions whose only aims are to help the public save money and provide a valuable income stream for mortgage brokers and IFA’s. Nobody, well I think you’re all just... Read More

Mortgage Network Recruitment Figures For The Third Quarter of 2019

November 19, 2019 | Financial News, Uncategorized, Which Network

So first of all, let me apologise for the delay in publishing this quarters figures, nevertheless they may be late but they’re here now. As you can see, the table shows a modest growth of 38 (0.71%) in the basket of networks used for the compilation.  As always, I should point out that the information for Jul/Aug/Sept as presented in... Read More

Remember In Financial Services, Nothing is Nothing

September 24, 2019 | Financial News, Which Network

As a small or medium sized mortgage broker or financial adviser the quote “nothing is nothing” which has been variously attributed to Beckett, Molloy and Shakespeare is far more than just another insignificant saying.  The phrase has been used more recently in advertising by an Japanese electronics company and a motor manufacturer, but actually is far more important in... Read More

Business Charity

Why Being Charitable Works For Small Businesses

August 15, 2019 | Financial News, Uncategorized, Which Network

Often when we think of businesses giving to charity we think of big business, like Jeff Bezos the founder of Amazon who gave away $2 billion last year or Microsoft and the Bill Gates Foundation giving a paltry $150 million.  But the fact is that supporting local charities and worthy causes can also be a good thing for small... Read More

Risks From Unscrupulous Mortgage Introducers.

July 24, 2019 | Financial News, Uncategorized, Which Network

With lenders sometimes seeming to strike brokers from their panels for very little reason and no effective means of appeal for the unfortunate advisers it’s getting more and more important to check out any new introducers in as much depth as you can. This was brought graphically to my notice when Which Network had a call from a broker (let’s... Read More

Mortgage Network Performance For The Second Quarter of 2019

July 19, 2019 | Financial News, Uncategorized, Which Network

So here we are, with half of 2019 already passed, “what happened there!!!”  Anyhow if you can bear with me for the customary and possibly obvious warning.  Although the information used for the table and this accompanying analysis were laser accurate at the time of compilation, retrospective changes may give rise to slight changes in individual entries.  This doesn’t... Read More

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Recent Posts

  • Can I Become An Independent Mortgage Broker?
  • What Are Mortgage Networks Looking For in an Appointed Representative?
  • How Can Mortgage Brokers Benefit From a Slow Economy?
  • Should the FCA do more to Regulate Mortgage Networks?
  • Starting a Mortgage Broking Business in a Recession

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